Property Investment Calculator

Calculate the tax implications and cash flow impact of your investment property over multiple years, whether positively or negatively geared. Includes building depreciation and detailed expense tracking.

Property & Building Details

Enter the cost of the building structure (excluding land). 2.5% annual depreciation applied.

Loan Details

Interest-only loans defer principal repayments for a set period
Loan term affects principal repayment amount for P&I loans

Annual Expenses

Your Income Details

Tax calculations based on 2024-25/2025-26 rates including Medicare levy (2%)

Projection Period

Expected yearly increase in rental income

Property Investment Analysis

Annual Cash Flow (Year 1) -$0
Tax Benefit/Cost $0
Net Position After Tax $0
Monthly Out-of-Pocket $0

Calculation Breakdown

Breakdown (Year 1)

Annual Rental Income $0
Total Annual Expenses $0
Interest on Loan $0
Building Depreciation $0
Total Tax Deductions $0

Multi-Year Projection

Complete cash flow breakdown including tax benefits and non-cash items

Year Rental Income Tax Deductible Expenses Property Tax Position Tax Benefit/Cost Principal Add Back: Depreciation Net Cash Position

Important Disclaimer

This calculator provides estimates only and should not be considered as financial advice. Tax calculations are based on current rates and may change. Consult with a qualified accountant or financial advisor for personalized advice.

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